Spent too much at Christmas
January 16th, 2012 at 10:57 amI thought I had this Christmas under control but I was too spendy. I'm paying for it now that the credit card bills are coming in.
My normal budget process is on track. It's just the bigger events that put me off track: Christmas & vacations.
I need to be better and more consistent at saving for these two ahead of time. Now I just have to stop saying, I'll do it, and just start.